Fidelity Life Reviews

Looking for Fidelity Life reviews from real customers? Here’s why everyday Americans and their families turn to our life insurance company to help protect what matters to them.

For over 125 years, Fidelity Life has been making life insurance more accessible and affordable for American families. Our user-friendly and industry-leading process, range of innovative and flexible products, and superior service have earned 5-star ratings from customers reviews across the country.

Since 1896, we’ve worked at the forefront of our field, creating a legacy of thoughtful service and innovative solutions. We’re dedicated to working together with you and your family, meeting your needs at every age and stage of life so you can have peace of mind.

A simple process

Get covered quickly and easily without leaving your home. Fidelity Life offers free, instant online quotes and a team of experienced agents who can help you compare options over the phone and walk you through the process. With some of our plans, you can complete your policy purchase online and start your coverage the same day.
No medical exams (or simple ones)

Fidelity Life’s goal is to make getting covered fast and convenient, especially when it comes to your medical exam. We don’t make you wait for results to get financial protection. With our plans, you can often get coverage right away. Some of our term, permanent, and final expense policies even allow you to delay or waive the exam altogether.

Worried about health issues or don’t have time to wait? We offer no-exam options for even quicker coverage

A variety of options
We offer plans for every age and stage of life, whether you’re a single individual, family, or senior. From term and permanent insurance plans to final expense insurance, our products give you the coverage you need when you need it. You can also customize your insurance by choosing from a range of coverage amounts, term lengths, exam or no-exam policies, and optional additions.
Helpful and caring customer service
With over 125 years of experience at our backs, we know how to serve those who need us most. Fidelity Life’s commitment to a customer-first approach has made us a 3-time winner of Newsweek’s Customer Service Award and recognized for the third year in a row by Forbes’ America’s Best Insurance Companies 2025. Whether you have questions about life insurance or want to pick the right plan for your unique needs, our agents will be with you every step of the way. We’re here to help.
Interested in working with Fidelity Life to buy your own life insurance policy?
Carmen A. Garcia
Carmen A. Garcia
My agent was very patient and explained my options thoroughly. He worked with me to find an affordable policy I could pay even on a fixed income.
George Otero
George Otero
I was shopping around looking for a reasonable price, but I also wanted a company that has a good reputation. Fidelity Life made the process really easy, and I can tell they care about me.
Marissa Jones
Marissa Jones
I want my loved ones taken care of if I pass. Fidelity Life made it fast and easy to get a policy.
Lisa Durham
Lisa Durham
My agent was the friendliest person I talked to throughout my search for the right insurance and company for me. They were very quick to respond and made everything move along so smoothly. The process was easy, and the rates were great.
Mearl Horst
Mearl Horst
I was referred to Fidelity Life, and am so glad to have chosen them. I now have peace of mind knowing I’ve taken care of my loved ones if something were to happen to me. There is no better company out there.
Angelique Washington
Angelique Washington
Fidelity Life has a very good reputation of serving long-standing customers and delivering on promises. I felt supported in picking a policy that met my personal needs. This was the best choice I could invest in for life insurance.
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Term Life Insurance Calculator

Curious about the amount of life insurance that would give you the financial security you need? A few pieces of information can help you determine what coverage might work best.
Just answer 10 or so questions about your debt, savings, expenses, etc. and we’ll show a personalized estimate for a payout amount for your consideration. Try our term life insurance calculator, then get a quote for whatever amount you decide is best for you and your family.

Fidelity Life Association Named One of America’s Best Insurance Companies for 2026

Fidelity Life Association is proud to announce its inclusion in Forbes’ America’s Best Insurance Companies 2026 ranking. This prestigious recognition, made in collaboration with Statista, the leading statistics portal and industry ranking provider, was revealed on September 24, 2024, and can be accessed on Forbes.com. The America’s Best Insurance Companies 2025 ranking is based on an independent survey of over 18,000 U.S. citizens. Participants evaluated insurance providers they had interacted with in the past three years across six key dimensions: Advice, Customer Service, Price/Performance, Transparency, Digital Services, and Damage/Benefit Service. Survey respondents rated their companies on satisfaction, loyalty, and overall recommendation. These ratings were converted into scores, which were aggregated to determine rankings across five insurance types including Permanent Life and Term Life. Fidelity Life Association is honored to be recognized among the best in the industry as part of this esteemed list. Statista’s comprehensive research and analysis reflect its commitment to providing reliable data and insights across various sectors, making this recognition even more significant. We are proud to be recognized for the third year in a row and remain committed to delivering innovative products that enable everyday Americans to access life insurance coverage quickly, easily, and affordably.